Volume 12 | Issue 11 |

 Abstract

The Generative AI Voice-Based Solution for Bank Customer Care is designed to make banking more intuitive, efficient, and customer-focused. By introducing voice-driven features, it simplifies routine processes and creates a more human-like interaction experience. The system includes Voice-Based Loan Repayment Reminders that provide timely, interactive notifications, allowing customers to manage their payments effortlessly through natural conversations. It also features a Voice-Driven Loan Approval System that guides users step-by-step through the loan application process, offering personalized advice and real-time updates. Additionally, AI-Powered Surveys collect meaningful customer feedback in a conversational and engaging way, helping banks understand and respond to customer needs better. With cutting-edge AI technologies like natural language processing and sentiment analysis, this solution ensures secure, empathetic, and reliable interactions, transforming banking into a more personalized and user-friendly experience.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Generative AI, Voice-Based Banking, Customer Care, Loan Repayment Reminders, Voice-Driven Loan Approval, AI-Powered Surveys, Natural Language Processing (NLP), Sentiment Analysis, Personalized Banking, AI in Banking, Digital Transformation, Customer Experience, Banking Innovation, Machine Learning, Financial Technology (FinTech).

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 Abstract

In order to improve bioremediation applications, the objective of this study was to isolate and characterize oil-degrading bacteria in industrial environments. Samples were collected from contaminated soils in oil refineries and terminals, and negative bacteria were isolated and sequenced from the sample collection. through the use of column purification techniques, PCR (polymerase chain reaction), gel electrophoresis, Gram stain, and Sanger sequencing. data interpretation. 16s rRNA (ribosomal ribonucleic acid) was used for their identification. Find bacteria in the sample to grow them to break down hydrocarbons and oil refinery sludge. It is very useful to find and grow negative bacteria to eliminate oil residues, because it reduces air, soil and water pollution. Therefore, it can be concluded that the introduced bacterial isolates. These introduced bacteria function primarily to break down long-chain hydrocarbons, which are broken down by oil-degrading bacteria found in marine sedimentary environments. Bacteria for bioremediation were detected in the microbial culture based on sequence homology and phylogenetic analysis.

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 Keywords

biodegradation, bioremediation

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

After the First, Second & Third Industrial revolutions left their indelible mark on the Art & Science of Warfare, it is now the turn of the Fourth Industrial Revolution. Driven by the breakneck acceleration in the power of the microprocessor, the Fourth Industrial Revolution is characterised by Artificial Intelligence, Machine Learning, Big Data, Internet of Things, Neural Networks, Autonomous Machines & Gene Augmentation. These and other megatrends from the world of technology are revolutionising warfare. Human-Machine teaming and Autonomous Weapons are no longer the stuff of science fiction. As militaries and non-state actors seek the technological upper hand, new concepts of warfare are emerging and some old ones are being rediscovered. It is important for military leaders to stay abreast of the new developments. The paper seeks to present the Genesis of the Fourth Industrial Revolution, Emerging Trends & their impact on warfare and the Way Forward

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 Keywords

Warfare, Technology, Fourth Industrial Revolution, Transformation, Military

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Forensic psychology has gained recognition as an essential discipline in criminal investigations and the judicial process. In India, the field has seen significant advancements, yet it remains underutilized in comparison to its global counterparts. This article explores the history, development, and application of forensic psychology in India. It examines its role in criminal investigations, judicial proceedings, and rehabilitation programs. Through case studies such as the Hathras gang rape and the Noida double murder case, the potential and limitations of forensic psychology techniques like narco-analysis, polygraph tests, and brain mapping are highlighted. The study underscores the need for increased awareness, specialized training, and integration of forensic psychology into India's legal and law enforcement systems.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Forensic psychology, criminal investigation, India, narco-analysis, brain mapping, rehabilitation

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

"Utchtar Madhyamik Vidhyalayo Ke Shikshko Ki E-Learning Dwara Adhayapan Ke Prati Abhivriti Ka Adhyayan"

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

"Utchtar Madhyamik Vidhyalayo Ke Shikshko Ki E-Learning Dwara Adhayapan Ke Prati Abhivriti Ka Adhyayan"

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

A mixture of factors are known to contribute to violence, including: destructive parenting, genetic and temperamental vulnerability, mood disorders, medical mimickers and dual disorders, as well as the effects of trauma, abuse and neglect, brain injury, substance abuse, peer pressure and media overload. Community violence happens between unrelated individuals, who may or may not know each other, generally outside the home. Tribal Areas means such areas as may by order be declared to be Scheduled Areas under Part-C of the Fifth Schedule to the Constitution of India. Rajasthan society is different from Jharkhand and Chhattisgarh. People here shun extremes and have faith in institutions so violent ideology has not taken root here. But if the government does not implement constitutional provisions for the Scheduled Areas and strengthen institutions, it will be a problem.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Backdrop, Surfaced, Tribal Area and Conclusion

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Abstract-- The paper proposes a unique approach for evaluating theoretical answers using machine learning and generative artificial intelligence. The goal is to assess long, descriptive, and handwritten answers. Since theoretical paper writing reflects a student's ability to express taught concepts, it is crucial to assess them accurately. However, paper checking is time-consuming, and it's observed that each and every answer is not thoroughly reviewed. Factors such as answer length, grammatical errors, and word similarity may be overlooked by human evaluators, resulting in inaccurate marking. To address this, a system is proposed that utilizes modern tools like machine learning and natural language processing. The system takes input from answer sheets and uses Optical Character Recognition (OCR) to convert handwritten text to digital format. It then processes both the submitted answer and a model answer, either provided by the evaluator or generated by a trained chatbot, into numerical formats or vectors. The similarity of the two is then compared using cosine similarity to derive a result. While the concept of such a system has been explored previously, this paper presents a novel approach using different techniques and methodologies.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Artificial intelligence, generative artificial intelligence, machine learning model, chatbot

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Sanchari is a web-based application developed to facilitate discovering and exploring diverse tourist destinations across India. The application provides an extensive repository of information about various locations, enabling users to identify optimal routes for exploring India through integration with Google Maps. Sanchari offers a range of tools for effective trip planning, allowing users to access detailed information about various destinations, including historical temples, scenic waterfalls, prominent museums, parks, and lakes across different states. A distinguishing feature of Sanchari is its commitment to promoting sustainable travel. The platform educates users on sustainable travel practices, encouraging environmentally conscious decision-making in their travel planning. By emphasizing personalized recommendations and sustainable tourism, Sanchari establishes itself as a valuable resource for travelers seeking culturally enriching and unforgettable experiences. Unlike other travel applications, Sanchari stands out by focusing exclusively on India, offering localized and detailed insights that go beyond what general travel apps provide. Additionally, Sanchari's emphasis on personalized recommendations and sustainable practices further differentiates it within the travel app market. The application delivers comprehensive information on popular tourist sites such as temples, waterfalls, museums, lakes, and national parks, complete with detailed descriptions, images, and historical context. This categorization, combined with Google Maps integration for route planning and navigation, allows travelers to assess travel distances, explore alternate routes, and discover both renowned landmarks and lesser-known attractions.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Web-based application, Google Maps integration, Sustainable tourism, Historical sites.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Maternal nutrition plays a critical role in ensuring optimal health outcomes for both mother and fetus. This study investigates the relationship between the nutritional status of pregnant women and associated maternal and fetal health outcomes. Using a cohort of 400 pregnant women from diverse backgrounds, we assessed dietary intake, micronutrient levels, body mass index (BMI), and gestational weight gain. Our findings indicate a significant association between maternal malnutrition, including both undernutrition and overnutrition, and adverse outcomes such as gestational hypertension, preeclampsia, low birth weight, and preterm delivery. Addressing nutritional needs during pregnancy is essential to reduce maternal morbidity and improve neonatal outcomes.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Maternal nutrition, pregnancy, fetal health, malnutrition

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

In Bangladesh, food security is equivalent to rice security. Rice production in Bangladesh commands vast economic significance across multiple sectors and socioeconomic factors. Rice is Bangladesh's primary crop and staple food, dominating agricultural production, employment, nutritional intake, and contributing substantially to national income. Rice is cultivated in three seasons namely Aus, Aman and Boro throughout the year. Bangladesh ranks as the third-largest producer of rice globally, reaching about 39.1 million tonnes in 2023.However the present study has conducted to analyze the trend of actual yield of rice in Northern Bangladesh for different rice varieties and to provide policy recommendations. The study was documentary analysis type. Data and information were collected from secondary sources. Data and information were collected from books, research reports, journals, different websites and internet. The study was conducted by taking secondary data of 16 districts were collected from Department of Agricultural Extension (DAE), the districts were Bogura, Joypurhat, Pabna, Sirajgonj, Rajshahi, Naogaon, Natore, Chapai Nawabgonj, Rangpur, Gaibandha, Kurigram, Nilphamari, Lalmonirhat, Dinajpur, Thakurgaon and Panchagar. Each and every year the cultivation of aus, aman and boro rice of local varieties, high yielding varities and hybrid varieties are increasing. The mentioned 16 districts are contributing the total cultivation and production in national cultivation and production of rice in Bangladesh. From the result it was found that in the fiscal year 2009-10, total cultivation of aus, aman and boro rice was 3542861 hectares and total production of aus, aman and boro rice was 10727272 metric tones. Bangladesh commenced exporting aromatic rice, with shipments amounting to 663 tonnes. In fiscal year 2014-15, total cultivation of aus, aman and boro rice was 3697561 hectares and total production of aus, aman and boro rice was 12051486 metric tones. In 2014, Bangladesh initiated the export of 50,000 tonnes of non-fragrant coarse rice to Sri Lanka for the first time under a government-to-government deal, priced at $450 per tonne, driven by strong output and ample government stocks. In fiscal year 2019-20, total cultivation of aus, aman and boro rice was 3721218 hectares and total production of aus, aman and boro rice was 12027389 metric tones. Over subsequent years, the volume of exports increased significantly, reaching 10,879 tonnes in fiscal year 2019-20.Production cost of rice is more in comparison to other crops. So government should take necessary steps so that the prices of inputs (fertilizers, seeds, irrigation, pesticides) of rice production stay very cheap. For this reason government should provide more subsidies in fertilizers, seeds and pesticides. There are shortages of good quality rice seeds. Local rice varieties seeds are available but quality is a problem of local seeds and per hectare production is less than high yielding varieties and hybrid varieties. Per hectare production of hybrid rice seeds is more but very much scarcity of hybrid rice seeds in Bangladesh. The prices of hybrid seeds are more than local rice varieties and high yielding varieties. Hybrid rice varieties are imported from other countries of the world for this reason each and every year Bangladesh spent a lot of foreign currencies. So government should give emphasis to produce high yielding varieties rice. More research and development should be done so that more hybrid rice varieties can be developed in Bangladesh which will save foreign currencies. Government should take more steps so that farmers can get mechanical support to cultivate land, transplant seedlings, harvest rice, thrash and thresh paddy. There are some areas of the study area where flood damages many rice fields so more research should be done to develop flood tolerant rice varieties. Drought also damages many rice fields so more research should be done to develop drought tolerant rice varieties.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Rice, Trends, Cultivation, Production, Yield, Aus, Aman, Boro, Local Variety, Fertilizer, Subsidy, High Yielding Variety, Hybrid

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Creative Commons Attribution 4.0 and The Open Definition